Our Programs
8(a) Business Development Program
Program Overview
A 9-year program designed to help small disadvantaged businesses compete in the federal marketplace. Participants can receive sole-source contracts up to $4.5 million for goods and services.
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Key Benefits
- Sole-source contracts (no competition required)
- Mentoring and business development support
- Joint venture opportunities
- Management and technical assistance
- Bid on set-aside contracts
Core Requirements
- 51% owned by socially and economically disadvantaged individuals
- Personal net worth under $850,000
- Average annual revenue under $850,000
- Good character
- Potential for success
- U.S. citizen by birth or naturalization
Eligibility - Are You:
- A member of a designated disadvantaged group
- Able to demonstrate economic disadvantage
- In business for at least 2 years
- Currently managing day-to-day operations
Program Length
- Development Stage (Years 1-4)
- Transition Stage (Years 5-9)
What You Get
- Access to reserved federal contracts
- Business development assistance
- Federal contract negotiation support
- Management and technical guidance
HUBZone Program
Program Overview
HUBZone (Historically Underutilized Business Zone) program helps small businesses in urban and rural communities gain preferential access to federal procurement opportunities.
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Key Benefits
- 3% federal government contracting goa
- 10% price evaluation preference
- Exclusive HUBZone set-aside contracts
- Participate in full and open competition
- Join HUBZone joint ventures
Core Requirements
- Principal office must be in a HUBZone
- 35% of employees must live in a HUBZone
- 51% owned and controlled by U.S. citizens
- Small business by SBA standards
Eligibility - Check If:
- Your business is in a HUBZone area
- You meet employee residence requirements
- Your business qualifies as small
- You're owned by U.S. citizens
What You Get
- Competitive advantage in federal contracting
- Access to special set-aside contracts
- Price evaluation preference in full and open competition
- Opportunity to form HUBZone joint ventures
Important Notes
- Must maintain HUBZone eligibility
- Annual recertification required
- Continuous monitoring of employee residency
CDFI (Community Development Financial Institutions) Program
Program Overview
CDFIs provide loans and financial services to businesses in underserved communities that typically lack access to traditional financing options.
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Key Benefits
- Access to capital when traditional banks say no
- Flexible lending requirements
- Lower interest rates
- Longer repayment terms
- Technical assistance and support
Core Requirements
- Serve target market (low-income or underserved community)
- Business located in CDFI investment area
- Demonstrate community development impact
- Meet basic business lending requirements
Eligibility - Are You:
- Located in CDFI investment area
- Serve low-income community
- Have viable business plan
- Demonstrate community impact
- Meet basic credit requirements
What You Get
- Business loans
- Working capital
- Equipment financing
- Commercial real estate loans
- Technical assistance
Loan Features
- Amounts: $5,000 to $2 million
- Terms up to 25 years
- Flexible collateral requirements
- No prepayment penalties
Women-Owned Small Business (WOSB) Program
Program Overview
Federal contracting program designed to provide greater access to federal contracting opportunities for women-owned small businesses (WOSBs) and economically disadvantaged women-owned small businesses (EDWOSBs).
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Key Benefits
- Access to WOSB set-aside contracts
- Compete for sole-source awards
- 5% federal contracting goal
- Network with other women-owned businesses
- Access to federal mentor-protégé programs
Core Requirements
- 51% owned and controlled by women
- Woman manages day-to-day operations
- U.S. citizen owner(s)
- Qualify as small business
- Women make long-term decisions
Eligibility - Check If
- Women own majority of business
- Woman manages daily operations
- Your industry qualifies for WOSB
- Meet size standards for your industry
- U.S. citizen ownership
What You Get
- Compete for reserved contracts
- Access to WOSB set-asides
- Opportunities for sole-source awards
- Federal contracting preference
- Networking opportunities
Important Notes
- Must maintain current certification
- Self-certification no longer accepted
- Must use approved third-party certifiers
- Annual updates required
Minority-Owned Business Program (8(a) and SDB)
Program Overview
Federal programs designed to promote business development and federal contracting opportunities for businesses owned by socially and economically disadvantaged individuals, including Black, Hispanic, Asian, and Native American business owners.
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Key Benefits
- Access to set-aside contracts
- Business development assistance
- Sole-source contract opportunities
- Technical and management guidance
- Networking with prime contractors
Core Requirements
- 51% owned by minority individuals
- U.S. citizen ownership
- Day-to-day management by minority owner
- Meet small business size standards
- Show good character and potential
Eligibility - Are You:
- Black American owned
- Hispanic American owned
- Native American owned
- Asian Pacific American owned
- Subcontinent Asian American owned
- Meet small business size standards
What You Get
- Compete for federal set-asides
- Business development mentoring
- Management and technical assistance
- Access to surplus property sales
- Networking opportunities
Important Notes
- Self-certification for some programs
- Formal certification for 8(a)
- Annual reviews required
- Must maintain eligibility
Service-Disabled Veteran-Owned Small Business (SDVOSB) Program
Program Overview
Federal program providing procurement opportunities to small businesses owned by service-disabled veterans, ensuring they have access to federal contracting opportunities.
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Key Benefits
- Access to SDVOSB set-aside contracts
- 3% federal contracting goal
- Sole-source contract opportunities
- Priority in federal procurements
- No formal certification needed for most contracts
Core Requirements
- 51% owned by service-disabled veteran(s)
- Veteran manages daily operations
- Service-connected disability
- Honorable discharge
- Meet small business size standards
Eligibility - Check If
- Service-disabled veteran owned
- Veteran manages business
- Have VA disability rating
- Meet size standards
- Honorable discharge status
What You Get
- Compete for set-aside contracts
- Access to sole-source awards
- Priority in certain procurements
- Networking opportunities
- Business development support
Important Notes
- Self-certification for most contracts
- VA verification for VA contracts
- Must maintain eligibility
- Annual updates required
The Numbers Don't Lie
Billion in Annual Government Spending
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Must Go to Small Business
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Year Contract Terms
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Payment Guarantee
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